AI Financials

Core Scientific, Inc.

CORZpublicneocloud

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What this company owes, to whom, at what cost and when it comes due. Every figure is the one the company itself states. cohort: neocloud · verified 2026-09-28 How these figures are built →

Off the balance sheet
$3.1B
Unrecorded purchase obligations at 2026-06-30, each fact counted once
how it is counted

what the filer owes that is not on its balance sheet at this date: leases not yet commenced plus unrecorded purchase obligations, counted once. A filer that reports the same figure under both (Meta, Alphabet, Equinix, Arm, Applied Digital, Astera Labs) has stated one fact twice, and offBalanceNote says so

Notes priced since 2024 · 4 →each tranche in the ledger as the company itself states it
how it is counted

principal in USD billions — native for USD, spot rate on the pricing date otherwise (fx recorded)

$6.9B
Loans and credit facilities · 7 →as signed; the figure counts new facilities, the count amendments too
how it is counted

the commitment as the company states it — a ceiling for revolvers and delayed-draw facilities, not an amount drawn; new facilities only: an amendment restates a commitment already counted.

$1.2B
Debt due in 12 months →no five-year schedule read for this company
how it is counted

the company's own maturity schedule for all its long-term debt, as its latest report states it: principal due in the next twelve months, years two to five and after; USD billions

—
Long-term debt on the balance sheet →on its balance sheet at 2026-06-30
how it is counted

long-term debt including its current portion, read line by line off the company's own balance sheet (ADR-0044), an asset manager's consolidated funds' debt apart where it is reported apart; its derivation says when the notes to the accounts gave a part, when the date came from the next report's prior-period column, or when finance leases sit inside a line

$4.3B
Cost of debt · 2026 Q2 →interest cover -1.93× · capex over operating cash flow —
how it is counted

4 × the quarter's interest cost ÷ average funded debt (borrowings + finance lease liabilities when the company states them apart; rateBasis says which) — interest cost is the interest expense plus the interest capitalised into what the company builds where it states that for the quarter; none when it states it only for a year in which it capitalised a tenth or more of its interest; interest expense under US GAAP includes finance-lease interest, so funded debt is the cleaner basis; a manager's consolidated VIEs' debt taken out of its debt line is added back where its interest expense pays for it

6.59%

When it comes due

Left, the company's own five-year schedule — not our arithmetic. Right, the notes (orange) and facilities (grey) since 2024 that we have placed by maturity year: notes in the ledger since 2024 plus loans as signed since 2024, summed by maturity year and company — recent borrowing only, not the whole balance sheet. Both are in the tables of question 4.

Its own schedule

None read.

Notes and facilities since 2024, by maturity year

2027 · notes$150M
2027 · facilities$140M
2028 · notes$150M
2031 · notes$6.60B
1

What has it committed to?

Obligations as the company states them — leases and purchase obligations as it reports them, long-term debt read off its balance sheet — each at the date it last stated it. The off-balance-sheet total is what it owes that its balance sheet does not carry.

Obligations as stated

5 rows
Off the balance sheet$3.1B2026-06-30Unrecorded purchase obligations at 2026-06-30
Unrecorded purchase obligations$3.1B2026-06-30
unconditional purchase obligations not recorded on the balance sheet
Long-term debt on the balance sheet$4.3B2026-06-30
long-term debt including its current portion, read line by line off the company's own balance sheet (ADR-0044), an asset manager's consolidated funds' debt apart where it is reported apart; its derivation says when the notes to the accounts gave a part, when the date came from the next report's prior-period column, or when finance leases sit inside a line
Lease liabilities on the balance sheet$109M2026-06-30operating plus finance, discounted
operating + finance lease liabilities
Lease payments due$145M2026-06-30operating plus finance, undiscounted
operating + finance undiscounted payments due

Obligations created, as announced

16 rows
The announcements that state an amount. Kind: the kind of commitment announced: a material definitive agreement entered into, or a direct financial obligation created. Instrument: the first financing phrase the announcement uses, if any.
2026-08-27material definitive agreement$3.0Bcredit agreementCore Scientific, Inc., JPMorgan Chase Bank, N.A.
2026-08-27direct financial obligation$3.0Bcredit agreementCore Scientific, Inc., JPMorgan Chase Bank, N.A.
2026-05-06material definitive agreement$3.3Bnotes dueCore Scientific, Inc., Core Scientific Finance Holding LLC, J.P. Morgan Securities LLC, Core Scientific Austin LLC, Core Scientific Denton LLC, Core Scientific Dalton LLC
2026-05-06direct financial obligation$3.3Bnotes dueCore Scientific, Inc., Core Scientific Finance Holding LLC, J.P. Morgan Securities LLC, Core Scientific Austin LLC, Core Scientific Denton LLC, Core Scientific Dalton LLC
2026-05-06material definitive agreement$421MguaranteeCore Scientific, Inc., Polar Merger Sub, LLC, Polaris DS LLC, Top Access Enterprises Limited, Altair LLC, Electric Company
2026-03-23material definitive agreement$1.0Bcredit agreementCore Scientific, Inc., Morgan Stanley Senior Funding, Inc., JPMorgan Chase Bank, N.A., Initial Credit Agreement. The Company
2026-03-23direct financial obligation$1.0Bcredit agreementCore Scientific, Inc., Morgan Stanley Senior Funding, Inc., JPMorgan Chase Bank, N.A., Initial Credit Agreement. The Company
2026-03-06material definitive agreement$500Mcredit agreementCore Scientific, Inc., Morgan Stanley Senior Funding, Inc.
2026-03-06direct financial obligation$500Mcredit agreementCore Scientific, Inc., Morgan Stanley Senior Funding, Inc.
2025-07-07material definitive agreement$270M—Core Scientific, Inc., CoreWeave, Inc., Unvested Company, Per Company
2024-12-05material definitive agreement$625Msenior notesCore Scientific, Inc., U.S. Bank Trust Company
2024-12-05direct financial obligation$625Msenior notesCore Scientific, Inc., U.S. Bank Trust Company
2024-08-19material definitive agreement$460Msenior notesCore Scientific, Inc., U.S. Bank Trust Company
2024-08-19direct financial obligation$460Msenior notesCore Scientific, Inc., U.S. Bank Trust Company
2024-01-23material definitive agreement$260Mcredit agreementCore Scientific, Inc., Computershare Inc., Computershare Trust Company, N.A., Nasdaq Stock Market LLC
2024-01-23direct financial obligation$260Mcredit agreementCore Scientific, Inc., Computershare Inc., Computershare Trust Company, N.A., Nasdaq Stock Market LLC
2

What has it borrowed, and at what cost?

Each note tranche in the ledger priced since 2024, as the company itself states it, and each credit facility as signed. Nothing is netted, nothing is estimated.

Notes priced since 2024

4 rows
one tranche of a public note offering, as its offering documents state it (and as the company's later reports repeat it). principal in USD billions — native for USD, spot rate on the pricing date otherwise (fx recorded); below it, the principal in its own currency.
2026-05-06$3.30B7.75%2031fixed—
2026-05-06$3.30Bfloating2031floating—
2024-03-13$150Mfloating2028floating—
2024-01-23$150Mfloating2027floating—

Loans and credit facilities as signed

7 rows
the commitment as the company states it — a ceiling for revolvers and delayed-draw facilities, not an amount drawn. new — a facility entered into; amendment — an increase, extension or repricing of an existing one, the amount being the new commitment as stated.
2026-08-27letter of credit facility
“The Credit Agreement provides for (a) a senior secured revolving credit facility in an aggregate principal amount of up to $100.0 million outstanding at any time (the “Revolving Credit Facility”), and (b) a letter of credit facility in an aggregate principal amount of up to $500.0 million outstanding at any time (the “L/C Facility” and together with the Revolving Credit Facility, the “Facilities””
$500M—SOFR + 1.750%—JPMorgan Chase Bank, N.A.
2026-08-27revolving credit facility
“The Credit Agreement provides for (a) a senior secured revolving credit facility in an aggregate principal amount of up to $100.0 million outstanding at any time (the “Revolving Credit Facility”), and (b) a letter of credit facility in an aggregate principal amount of up to $500.0 million outstanding at any time (the “L/C Facility” and together with the Revolving Credit Facility, the “Facilities””
$100MsecuredSOFR + 1.750%—JPMorgan Chase Bank, N.A.
2026-03-23delayed draw term loan · amended
“(“JPM”), as amendment no. 1 term lender, which amends the Company’s existing credit agreement (the “Initial Credit Agreement”) with the lenders party thereto from time to time and the Agent to increase the term loan commitments thereunder by $500.0 million, to $1.0 billion total, pursuant to the accordion feature of the Initial Credit Agreement.”
$1.00B———Morgan Stanley Senior Funding, Inc.
2026-03-06loan facility
“The Credit Agreement provides for a senior secured loan facility (the “Term Loan Facility”) in an aggregate principal amount of $500.0 million.”
$500MsecuredSOFR + 2.50%—Morgan Stanley Senior Funding, Inc.
2024-01-23credit facility
“On the Effective Date, under the terms of the Plan, the Company entered into a credit and guaranty agreement, dated as of January 23, 2024 (the “Exit Credit Agreement”), by and among the Company, as borrower, the guarantors named therein, the lenders party thereto and Wilmington Trust, National Association, as administrative agent and collateral agent, consisting of an $80 million first-lien credi”
$80Msecured13.0% fixed2027-01-23Wilmington Trust, National Association
2024-01-23term loan
“On the Effective Date, under the terms of the Plan, the Company entered into a credit and guaranty agreement, dated as of January 23, 2024 (the “Exit Credit Agreement”), by and among the Company, as borrower, the guarantors named therein, the lenders party thereto and Wilmington Trust, National Association, as administrative agent and collateral agent, consisting of an $80 million first-lien credi”
$40Msecured13.0% fixed2027-01-23Wilmington Trust, National Association
2024-01-23delayed draw term loan
“On the Effective Date, under the terms of the Plan, the Company entered into a credit and guaranty agreement, dated as of January 23, 2024 (the “Exit Credit Agreement”), by and among the Company, as borrower, the guarantors named therein, the lenders party thereto and Wilmington Trust, National Association, as administrative agent and collateral agent, consisting of an $80 million first-lien credi”
$20Msecured13.0% fixed2027-01-23Wilmington Trust, National Association

Private credit — loans only their lenders publish

4 rows
A private-credit loan is announced by nobody. Its lender must publish what it holds, so the rank, the rate and the maturity are on the public record in the lender's own reports. as stated: "SOFR + 8.0%" is floating with a spread, "13% fixed" is fixed. A rate given as a range keeps its words and states no number, because picking an end of a range would state something the lender does not
2025-02-26Core Scientific, Inc.
“States Digital Assets Technology and Services Core Scientific, Inc. Type of Investment Equipment Financing Investment Date August 31, 2021 Maturity Date October 1, 2024”
Trinity Capital Inc.Equipment Financing—2024-10-01
2025-02-26Core Scientific, Inc.
“States Digital Assets Technology and Services Core Scientific, Inc. Type of Investment Equipment Financing Investment Date November 19, 2021 Maturity Date December 1, 2024 Interest Rate Fixed interest rate 10.7%; EOT 5.0%”
Trinity Capital Inc.Equipment FinancingFixed interest rate 10.7%; EOT 5.0%2024-12-01
2025-02-26Core Scientific, Inc.
“States Digital Assets Technology and Services Core Scientific, Inc. Type of Investment Equipment Financing Investment Date December 13, 2021 Maturity Date January 1, 2025 Interest Rate Fixed interest rate 10.5%; EOT 5.0%”
Trinity Capital Inc.Equipment FinancingFixed interest rate 10.5%; EOT 5.0%2025-01-01
2025-02-26Core Scientific, Inc.
“States Digital Assets Technology and Services Core Scientific, Inc. Type of Investment Equipment Financing Investment Date February 9, 2022 Maturity Date March 1, 2025”
Trinity Capital Inc.Equipment Financing—2025-03-01

Cost of debt, from its own statements

Latest quarter, 2026 Q2: cost of debt 6.59%, interest cover -1.93×, capex over operating cash flow —.

equity not positive — debt/equity not meaningful

Cost of debt: 4 × the quarter's interest cost ÷ average funded debt (borrowings + finance lease liabilities when the company states them apart; rateBasis says which) — interest cost is the interest expense plus the interest capitalised into what the company builds where it states that for the quarter; none when it states it only for a year in which it capitalised a tenth or more of its interest; interest expense under US GAAP includes finance-lease interest, so funded debt is the cleaner basis; a manager's consolidated VIEs' debt taken out of its debt line is added back where its interest expense pays for it Interest cover: operating income ÷ interest expense. Capex over operating cash flow: cash purchases of PP&E ÷ operating cash flow; null when operating cash flow is not positive.

3

What equity has it sold?

Raises as announced, and shares actually sold under an at-the-market programme when the company states the period.

Equity and hybrid raises

2 rows
one equity or hybrid raise as the company announced it; the earliest announcement is the date; later reports that mention it are added as sources, never as new raises. At the market: an at-the-market program: sizeUsdB is the ceiling authorised, never an amount sold; sizeShares when the programme is sized in shares.
2024-12-05convertible
“(the “Company”) completed its previously announced private offering (the “Offering”) of $625.0 million aggregate principal amount of its 0.00% Convertible Senior Notes due 2031 (the “Notes”), which includes the exercise in full of the initial purchasers’ option to purchase up to an additional $75.0 million aggregate principal amount of Notes.”
$625M0%2031
2024-08-19convertible
“(the “Company”) completed its previously announced private offering (the “Offering”) of $460.0 million aggregate principal amount of its 3.00% Convertible Senior Notes due 2029 (the “Notes”), which includes the exercise in full of the initial purchasers’ option to purchase up to an additional $60.0 million aggregate principal amount of Notes.”
$460M3%2029
4

When does it come due, and who holds it?

The company's own five-year schedule, what we have placed by year from the notes and facilities since 2024, and the price the funds that hold its paper report.

No five-year debt maturity schedule is read for this company.

What we have placed by maturity year, since 2024

3 rows
notes in the ledger since 2024 plus loans as signed since 2024, summed by maturity year and company — recent borrowing only, not the whole balance sheet. sums of stated amounts; a loan with a year-only maturity ('N-year facility') sits in that year; nothing discounted, netted or estimated.
2027$150M$140M13
2028$150M—10
2031$6.60B—20

Not on this ladder: facilities with no maturity date

3 rows
3 facility(ies) are not on the ladder: their maturity is stated as a basis rather than a date. loans whose maturity is stated per draw or not at all — counted nowhere on the ladder, listed here.
2026-08-27letter of credit facility$500M—
2026-08-27revolving credit facility$100M—
2026-03-06loan facility$500M—

No fund-reported price for its paper. Fund holdings are matched only on identifiers the ledger already holds, so a tranche with no CUSIP in the ledger cannot be matched.

5

How does it compare?

The same twelve measures every company on the AI trade page carries, beside the median across them. Below each measure, the arithmetic behind it.

Twelve measures, beside the median

11 rows
Self-funding
operating cash flow $0.5B ÷ capex $1.5B over 4 quarters to 2026Q2
0.35×1.31×
across 40 companies
2026Q2
Funding mix
of $1.5B of capex over 4 quarters to 2026Q2: operations 35.3%, new debt 521.3% ($6.6B notes + $1.1B facilities), equity 0.0%
35.3%—2026Q2
Off balance sheet
$3.1B off the balance sheet ÷ (that + $4.3B long-term debt); each figure as the filer last stated it (longTermDebt 2026-06-30, unrecordedPurchaseObligations 2026-06-30)
41.9%41.9%
across 23 companies
2026-06-30
Committed facilities
$1.2B committed across 6 new facilities, 0.29× the $4.3B of long-term debt on the balance sheet
$1.2B—2026-06-30
Marginal cost of debt
principal-weighted coupon of $3.3B priced in the last twelve months; the book carries 5.11%, a gap of +2.64 points
7.75%——
New-issue spread
median of 1 USD tranches: coupon less the 10-year Treasury on each pricing date (range 339–339 bp)
339 bp——
Floating-rate share
$4.7B floating ($3.6B notes + $1.1B facilities off SOFR) ÷ $8.1B raised
57.7%0%
across 40 companies
—
Rate shock (+100 bp)
$4.7B of floating debt × 100 bp = $0.05B more interest a year; interest cover would be -1.48× on the latest quarter annualised
$47M——
Secured share of new facilities
$0.7B secured ÷ $1.2B committed; $0.5B does not say
59.7%0%
across 24 companies
—
Refinancing burden
debt due within two years ÷ operating cash flow over four quarters
—
the filer tags no maturity schedule
0.15×
across 23 companies
—
Liquidity runway
($1.8B cash and equivalents as tagged — short-term investments are not included — + $1.2B committed) ÷ $0.4B a quarter of capex and interest, as of 2026Q2
7.8—2026Q2

Does our ledger explain its balance sheet?

Across 3 of 14 quarter(s) its debt rose $3.8B and the notes we hold for those quarters total $6.6B — 172.1% explained.

the change in the filer's own borrowings over a fiscal quarter, against the principal of the tranches our ledger says were priced inside that quarter; this is not a reconciliation to the penny and is not meant to be; we do not track repayments, draws under facilities, commercial paper or currency translation.